CBE Requirements

The Certified Bankability Expert® (CBE®) designation is awarded by the American Institute of Bankability Experts, Inc. to individuals who meet rigorous standards of education, applied competency, and professional integrity.
The designation recognizes mastery of Bankability®—the learned ability to intentionally structure assets, leverage capital, manage risk, and build cashflow systems that support long-term financial resilience and time freedom.
The following standards outline the requirements for certification.

Eligibility Requirements:

Bankability® Education, Character & Demonstrated Competency

● Applicants must successfully complete the Bankability® Certification Program approved by the American Institute of Bankability Experts (AIBE).

● Applicants must pass the Bankability® Certification Examination with a minimum score of 80%, demonstrating mastery of:

Asset structuring
Leverage and capital deployment
Cashflow systems
Risk and liability management
Tax-aware financial strategy
Demonstrated Credit Systems Mastery, Intentional Leverage & Proven Personal Creditworthiness

● Applicants must demonstrate good moral character, including a documented history of ethical conduct and professional integrity.

Applicants must provide at least three (3) professional references who can attest to their character and ethical standards.
AIBE reserves the right to conduct background or disciplinary reviews where appropriate.

● Applicants must maintain a minimum FICO credit score of 740.

A recent credit report from a recognized credit reporting agency is required.
Credit reports must show no material delinquencies, bankruptcies, foreclosures, or charge-offs within the past five (5) years.

● Applicants must submit at least one (1) applied Bankability® case study demonstrating the practical application of Bankability® principles in a real-world or fully modeled scenario.

● All educational results, documentation, and submissions are subject to review and approval by the AIBE Certification Committee.

Application Process:

Application Form

Complete and submit the official CBE application form, available on our website.

Supporting Documentation

Submit the required documentation to verify eligibility, including:
1. Professional references
2. Property portfolios
3. Credit report

Application Fee

Pay the non-refundable application fee of $500.

Certification Maintenance:

Continuing Education

Complete at least 20 hours of continuing education in income property management or related fields every two years.

Annual Certification Fee

Pay an annual certification fee of $200.

Compliance with Ethical Standards

Continue to uphold the highest ethical standards in professional conduct.

BANKABILITY® is a registered trademark owned by The American Institute of Bankability Experts, Inc., U.S. Registration No. 7,290,011. BANKABILITY EXPERT® is a registered trademark owned by The American Institute of Bankability Experts, Inc., U.S. Registration No. 6,951,736. CERTIFIED BANKABILITY EXPERT® is a registered trademark owned by The American Institute of Bankability Experts, Inc., U.S. Registration No. 97,133,299. CERTIFIED BANKABILITY EXPERT CBE E PLURUBUS UNUM HABITABAT SOMNIUM is a registered Certification Mark owned by The American Institute of Bankability Experts, Inc. under Registration No. 97,359,749.
Leverage Your Assets, Master Your Freedom® is a registered trademark owned by The American Institute of Bankability Experts, Inc. Registration No. 7,913,252

The term Bankability® and its definition are governed exclusively by The American Institute of Bankability Experts, Inc. (AIBE). Any other definitions, interpretations, or explanations are unauthorized and not approved by AIBE.